a) Cash-flow risk is the risk of year-to-year fluctuations in contributions to the pension fund b) Economic risk is the risk of variation in total economic earnings of the plan sponsor c) Funding risk is the risk that the value of assets will not be sufficient to cover the liabilities of the fund
Private sector gains 130,000 jobs in October Happy Halloween! ADP’s proprietary private payrolls jobs report have given us all a fright with a gain of only 130,000 private sector jobs for October 2013. The scary October surprise continues as ADP revised September’s job figures down by 21,000 to 145 thousand jobs. This report does not include government, or public jobs.
"The Community Home Lenders Association (CHLA) urged the federal housing finance agency (fhfa) to take actions which could facilitate a transition to mortgage market reform, in a manner that.
CHLA challenges FHFA IG report on risk from smaller nonbank lenders CHLA backs FHFA rules on PMI capital requirements trey Garrison was a Senior Financial Reporter for HousingWire.com.
On October 22, the US prudential regulators (the Federal Deposit Insurance Corporation, Board of Governors of the Federal Reserve, Comptroller of the Currency, Farm Credit Administration and Federal.
Report to Congressional Requesters. NONBANK MORTGAGE SERVICERS Existing Regulatory Oversight Could Be Strengthened march 2016 gao-16-278 United States Government Accountability Office On April 14, 2016, this report was revised to insert "more" in the recommendation on p. 49 to match the highlights and response to
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Natural hazards increase propensity of mortgage default Given the lack of available property-specific hazard risk analysis to date, standard methods of assessing a borrower’s propensity to default on a mortgage have failed to account for the potential impact of a devastating natural disaster event in calculations of expected loss risk.
The Federal Housing Finance Agency Office of Inspector General said in a report that the purchases from smaller lenders raises the exposure of the two companies. "Smaller and non-bank lenders may.
Small Lenders Increased Selling Directly to GSEs a Double-Edged Sword. The federal housing finance agency’s Office of Inspector General (FHFA OIG) has released an evaluation of Fannie Mae’s and.
The CHLA plan would prohibit GSE discounts to lenders based on loan volume. This includes discounts on guarantee fees as well as risk-sharing pricing. The plan also promotes the use of back-end risk-sharing, instead of upfront risk sharing. The latter could create a choke point that works against small lender access.
Federal Register :: Real Estate Appraisals – The OCC, Board, and FDIC (collectively, the agencies) are inviting comment on a proposed rule to amend the agencies’ regulations requiring appraisals for certain real estate-related transactions. The proposed rule would increase the threshold level at or below which appraisals would not be.